Exclusive floorplan lien network

The First Pre-Title Lien Registry for Floorplan Lenders

LienHub publishes secure lien codes to consumer vehicle history reports within 24 to 48 hours of funding — stopping double-flooring before funds ever move.

How the LienHub Network Works

From funding to resolution, the lien is visible where every bank already looks — inside the workflow they already run.

Funded & Indexed (24–48 Hours)

The moment a unit is financed on our network, a secure lien code is published directly to the vehicle history report every bank pulls — weeks before the physical title reaches public record.

Encumbrance Flagged at Origination

An outside bank or floorplan provider pulls the report during pre-funding underwriting and immediately encounters the secure lien code.

Bank-Only Verification & Resolution

The funding lender enters the code into LienHub. Access is strictly limited to vetted lender accounts — no public, competitor, or anonymous lookups allowed.

First of its kind

Built to Close the Double-Flooring Gap

Nobody has ever built this. That is exactly why it changes everything for floorplan risk management.

For the first time in auto finance, every participating floorplan portfolio speaks to the consumer vehicle reports every bank pulls. LienHub creates a single synchronized lien network that closes the double-flooring gap the industry has historically written off as a cost of doing business. For a fully integrated lender, exposure to double-flooring on participating inventory is effectively zero.

Institutional Collateral Defense

Automated UCC-1 Priority

Automated VIN-level UCC-1 filings establish your institution as the first secured party on that exact asset the day it is floored. If a dealer attempts to re-fund the same vehicle, the filing establishes indisputable public notice and first-position perfection, giving your legal team the superior claim to the collateral or payout.

Real-Time Interception

The network cross-references every active VIN across all participating floorplan feeds. If a dealer attempts to board a VIN already financed on the platform, the second funding attempt is flagged and blocked before money moves.

Public Notice & Liability Shift

Each unit is reported as a discrete credit line to Dun & Bradstreet alongside its vehicle history report marker. An outside lender who funds against active public indicators carries the liability shift — protecting your balance sheet.

When loan origination requires LienHub clearance before funds release, lenders achieve structural insulation no traditional floorplan model can match. Lien intelligence that moves at the speed of funding, not the speed of paperwork.